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I don't think you know what your goals are - I don't say this with disrespect, but rather to help you. What are your goals. S.M.A.R.T. goals? Objective: physical wellness Goals: x minutes running, y calories taken These goals and systems are just part of the physical wellness. Physical wellness can't be achieved, it's not like you say "I ran x minutes, ...


Goals and Systems are just constructs to help you identify what you want to aim for, and steps to take to get there. Your question on whether you should work on systems or goals is a very personal one. It sounds like you are having difficulty at breaking longer term goals down into bite size chunks. Financial Independence can be a very long term goal. ...

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